How to Buy a Car with No Credit Check
Having bad credit is a tough situation to be in. You still need a car like everyone else, but securing the financing necessary to get it can seem impossible. Where can you go to buy a car with no credit check?
To buy a car with no credit check, visit a Buy Here, Pay Here dealership. These dealerships work with customers directly to finance a vehicle purchase. Instead of checking credit, they generally only check proof of income and residence to ensure that payments can reasonably be made on time.
BHPH dealerships recognize that past financial difficulties are not necessarily reflective of a customer’s current situation. For this reason, they do not do credit checks before approving a customer’s loan.
Will working with a BHPH dealership affect my credit score?
Making payments on time with a Buy Here, Pay Here loan can positively affect a customer’s credit score, allowing them to enjoy the many benefits of good credit in the future. Additionally, missing payments or even getting one’s vehicle repossessed in a BHPH situation will be unlikely to negatively affect credit. In terms of credit score, customers generally have only to gain when working with a BHPH dealership.
However, not all Buy Here, Pay Here dealerships go to the trouble of reporting on-time payments to the credit bureau. So before agreeing to a loan, confirm with the dealership that they will be reporting so that your score can improve.
The above factors combine to make Buy Here, Pay Here financing a good choice for those with a troubled credit history.
Where can I find a Buy Here, Pay Here dealership in Longview, TX?
AutoSmart is proud to serve the Longview and Texarkana areas as a respected Buy Here, Pay Here dealership. Feel free to contact us with any further questions or inquiries about the process and we’ll be happy to fill you in. Thanks for reading!