Our approval process is quick and easy! You can start your online application now and get pre-approved before you even visit our lot. Get started on your application today and give us a call if you have any questions.
Yes! While traditional banks and car dealerships will not typically approve an auto loan for someone with a poor credit history or low credit score, a buy here pay here dealership like AutoSmart can work with you to approve you for a car loan based on your current situation, even if you have “bad credit” or no credit history at all.
Buy Here Pay Here dealerships offer a different car-buying process by selling and financing the cars straight off their lots. AutoSmart can offer whichever financing method works best for our customers: traditional car loans based on your credit score or flexible, in-house financing based on your current financial situation. This means that everyone gets the best deal and even customers with financial obstacles like a “bad” credit score can get approved.