Common questions about
Buy here pay here car dealerships

Can You Finance a Used Car?
Yes, you can finance a used car. At a buy here pay here dealership like AutoSmart, we offer easy in-house financing for all of our used vehicles, no matter your credit history.
Can You Get a Car Loan With Bad Credit?
While traditional banks and car dealerships will not typically approve an auto loan for someone with a poor credit history or low credit score, a buy here pay here dealership like AutoSmart can approve you for a car loan, no matter your credit score or history.
How Buy Here Pay Here Work?
Buy here pay here dealerships like AutoSmart offer easy in-house financing, which means we make the decision ourselves to finance your auto loan based on your current situation—not your past. We can get you approved for a loan with any credit score.
How Do You Get Service on a Buy Here Pay Here Car?
At AutoSmart, we provide a 3-month, 3,000-mile warranty on all vehicles that we finance, and that includes FREE oil changes for the life of your loan. So when you need an oil change, you bring you car to AutoSmart in Longview, Texarkana, or Tyler and we will service it at no charge.


Still have questions? Call us or come by an AutoSmart location today.