What Is A Buy Here, Pay Here Dealership?

When you have troubled credit history, getting approved for vehicle financing can be difficult. A traditional bank or car dealership will typically run a credit check and use this to decide if customers are reliable for a loan. Unfortunately, credit history often does not reflect a customer’s current situation, and even those able to responsibly make payments on time are not able to get the financing they need.

In these situations, Buy Here Pay Here dealerships can be a great help. Such dealerships work with buyers of any credit level, focusing more on current income and other factors to determine that they can reasonably make payments on time. This means that even those with credit issues in the past can get the financing they need to buy a vehicle, which is often a necessity for living a successful daily life in modern America.

As a Buy Here, Pay Here dealership, we here at AutoSmart want to help unite drivers with their dream vehicle. Since we are the bank, we decide who receives financing and who doesn’t. The good news is that we want to work with customers, not against them, to help them get the right vehicle for both their life and their wallet.

We work with customers to devise payment strategies that work for them. And our extensive pre-owned inventory means buyers get a great selection of rigorously inspected used vehicles to choose from.

Do I Qualify For Financing At AutoSmart?

Find out if you qualify for financing with AutoSmart by using our simple online pre-approval tool. This form is quick, easy, and convenient to fill out, and can get you started on the path to your new ride. You can also value your potential trade-in to get a quick estimate on how much you could get for your current vehicle.

Get Approved